Free investment advice |
Get advice now |
The only advice we ever give to anybody is never to invest in anything you don't understand. The purpose of this site is to assist you in gaining that understanding (for free!). If you're looking for insights into your investment-related questions you've come to the right spot. Scroll down to the user input part of this page to ask your question.
19 May 2012 Auto & Gernal is our pick of those who offer Car insurance quotes in South Africa (judging by a combination of friendliness, price & automation).
19 May 2012 Started compiling a list of providers of home loans in South Africa
19 May 2012 Added Finances Portal to Personal loans in South Africa
18 May 2012 Added more info to the list of Shariah Compliant unit trusts
16 May 2012 Strengthening retirement savings
14 May 2012 African Bank share - limited summary of the company
11 May 2012 CMH share analysis update - April was a good for month for used car registrations, which are now 1% up in March & April 2012 versus March & April 2011.
10 May 2012 Afrimat share analysis update as annual results have been released, my estimated value is R6.50/share.
10 May 2012 Looking for a home loan? BMW Finance may be cheapest!
10 May 2012 List of International Equity Unit Trusts in South Africa
09 May 2012 How tax distorts the value of shares
09 May 2012 African Bank loans
06 May 2012 Berkshire-Hathaway annual meeting 2012
05 May 2012 South African Unemployment Report 2012
04 May 2012 Some notes on the General Code of Conduct
03 May 2012 The rate on 5 year SA Retail Bonds has dropped from 8% to 7.5%
03 May 2012 I've taken the plunge & invested in Conduit Capital
30 Apr 2012 Sacoil share analysis updated with share issue at 49c/share
29 Apr 2012 Once historic refurbishment costs are factored in, the medium term forecast for Hospitality B no longer looks rosy.
27 Apr 2012 Why I wont be buying 1time shares
26 Apr 2012 Added Gryphon to the list of Money Market funds in South Africa
19 Apr 2012 Property investment in South Africa
16 Apr 2012 RECM report for the first quarter, 2012
28 Mar 2012 Grindrod launches PrefEx - Exchange traded funds in South Africa
20 Mar 2012 Endowment policies in South Africa
18 Mar 2012 A muppet's experience of Goldman Sachs
5 Mar 2012 ANC economic transformation document
5 Mar 2012 When to exercise company share options
1 Mar 2012 Why I am investing the maximum into retirement annuities, and I don't like it
27 Feb 2012 Update of Sun International value to account of the results to 31 December 2012
26 Feb 2012 Berkshire 2012 letter to shareholders
22 Feb 2012 Buffett rule the South African way - Budget 2012 review
15 Feb 2012 Why I'm avoiding Comair
13 Feb 2012 Performance fee structures - not in your interest
5 Feb 2012 Update on the McKinsey report on Deleveraging
30 Jan 2012 Common Stocks & Uncommon Profits - a summary
27 Jan 2012 Our Conflicts of Interest policy
26 Jan 2012 Coronation Fund Managers Jan 2012 newsletter
24 Jan 2012 Analysis of Ellies Holdings in light of their interim results
23 Jan 2012 Fixed Rate SA Retail Bonds vs Bank fixed deposits
21 Jan 2012 Warren buffett on owner-earnings
20 Jan 2012 RE:CM 4th quarter 2011 report
20 Jan 2012 My personal investments
19 Jan 2012 Allan Gray 4th quarter 2011 report
11 Jan 2012 Update to RECM & Calibre's preference shares article to take into account 31 Dec 2011 NAV
8 Jan 2012 Tips for a tax-sensitive investor to beat inflation
7 Jan 2012 Metmar share
6 Jan 2012 John Daniel Holdings (JDH)
4 Jan 2012 CIPLA Medpro South Africa
2 Jan 2012 Notes in preperation for my FAIS regulatory exam
31 Dec 2011 RACEC share
19 Dec 2011 Investment advice to my wife if I die
17 Dec 2011 Reinet share analysis
15 Dec 2011 The decline of platinum
14 Dec 2011 Income funds in South Africa
12 Dec 2011 Forex trading in South Africa
6 Dec 2011 PWC releases their Global Gaming Outlook
17 Nov 2011 Analysis of Mix Telematics
4 Nov 2011 Forex trading
3 Nov 2011 Financial products in the UK
3 Nov 2011 Independent Financial Advisors in the UK
2 Nov 2011 Earnings yield in South Africa
16 Oct 2011 The PE ratio explained
15 Oct 2011 Long Term Asset Return study
5 Oct 2011 Choosing the best mutual fund
25 Sep 2011 How annuities work
19 Aug 2011 Annuity rates in South Africa
6 Aug 2011 US credit rating downgrade
3 Aug 2011 Regulatory paternalism farts in the face of the constitution
Sketch your scenario below and we'll assist you with what to do:
Expect errors and omissions. Any use of the information on our websites and newsletters is at your own risk, and by using it you agree that the owners of our websites, authors and associated parties wont be held liable for any losses suffered as a result of using the information. None of the information should be construed as being advice. Our newsletters, articles, discussions and website are not an offering for any investment. It represents only our and others' opinions. Any views expressed are provided for information purposes only and should not be construed in any way as an offer, an endorsement, or inducement to invest. Illustrations, forecasts or hypothetical data are not guaranteed and are provided for illustrative purposes only. There are risks involved in buying or selling a financial product. Past performance is not indicative of future performance. Any investment values given are not guaranteed. Investment returns can be volatile. When investing there is the risk of losing all or a substantial amount of your investment, as well as the risk of illiquidity. There may be advertisements on some pages on this website, and we may earn income from these advertisements. We cannot attest to the accuracy of the material presented here, and opinions expressed may be changed without prior notice. You may contact us at invest@freeinvestmentadvice.org
We're on a crusade to fix up SA's savings industry, and here's your chance to join. Enough of paying a fortune to investment consultants with shiny pointy shoes & dark suits, only to get shafted again by asset managers. Our investment industry is broken & the worse news is that most participants are either getting rich off it or aren't skilled enough to fix it. Join the crusade by signing up to receive our free weekly investment newsletter.
South Africa is the home of Nelson Mandela, the only country in the world to have given up its nukes, a country which overcame apartheid, a country where taxis can become airlines, and where we feel inspired to fix up all that is unwell in our savings industry. Yes, the bad news is that our investment industry is broken, and the even worse news is that most existing parties are too conflicted, unmotivated or lack the skills to fix it. We've realised it will take the Herculean efforts of an independent unaligned party to cut through the nonsense - it's time for Marsellus Wallace to call in the Wolf!
The current savings model revolves around paying a broker a fortune to advise you to invest into products where asset managers, brokers and traders grab some 2% p.a. of your savings (illustrative, it varies), until over 25 years you've given away half of what you started with - and for that most of the time the asset manager has lost you money relative to investing in a passive fund. If you think any of these parties are going to try work themselves out of their jobs and change the status quo, you've probably been smoking too much of our famed east coast product.